We are experts!
Plans we are in-network with or accept:
You can call your health insurance company about massage
Ask these questions:
- Do I have insurance coverage for massage therapy that can be performed by an LMT NOT working under/or with a chiropractor, or physical therapist.
- Do I need a prescription or a referral?
- Is massage subject to the deductible?
- How many total visits to I have for massage? Is the number of visits shared with any other care like acupuncture or physical therapy?
Flexible Spending Account (FSA) or “Flex Plan“
Many plans cover massage and some require a prescription which is rarely an issue as most heath providers are happy to write a prescription for massage therapy.
Using your FSA saves you money by lowering your income taxes. Money you contribute to a Flexible Spending Account are deducted from your pay BEFORE your Federal, State, or Social Security Taxes are calculated and are never reported to the IRS. This results in a decrease your taxable income and increase your spendable income. This can save hundreds or even thousands of dollars a year.
January is a typical enrollment period so don’t miss out on this opportunity. Basically, you will have an opportunity to have all the money you spend on a massage reimbursed at 100%.
Heath Savings Accounts (HSA):
An HSA takes pre-tax money from your paycheck and places it an account for approved medical spending, and in most HSA’s, massage therapy is covered!Because you never pay taxes on this money, you get a 25-30% savings on qualified expenses.
Every HSA varies and you can check with your benefits administrator. Most require an easy to obtain doctor’s prescription before massage is covered. You can use the special debit card linked to your HSA to pay for treatments as well.
You can also pay for massage with money you’ve already set aside in your HSA.
Steps for both Flex Spending and Heath Savings Accounts:
1. You need to call your benefits administrator to make sure massage is an allowable expense.
2. Ask to see if a you need a prescription for massage.
3. if you need an RX simply visit or simply call your physician, Chiropractor or Naturopath to get a RX for one year for a specific health issue that is related to a need for massage (i.e. neck pain/strain).
4. Call and schedule a massage! You can use your HSA card to pay for your massage, and we will provide you with any receipts or paperwork you may need to meet the terms of your HSA or FSA program.
5. Finally, enjoy the benefits of getting a therapeutic massage and save money on your taxes at the same time!
All of our Massage Therapists are licensed by the Oregon Board of Massage Therapists
ABMP – Associated Bodywork and Massage Professionals
AMTA – American Massage Therapy Association
AMC – American Massage Council
Majoris Health Systems – Workman’s compensation panel
OHSU – Onsite choice, volunteer massage and nurses week
OBN – Oregon Board of Nursing